Pacific Intermountain Mortgage Company works with Farmer Mac to offer a variety of loan products. Depending on an operations specific situation and needs we can customize a product to fit your needs.
FSA Guarantee Loan
The Farm Service Agency Farm Ownership Guarantee Program enables lenders to extend credit to farm and ranch owner-operators. Whether you are purchasing real estate, expanding your operation or restructuring long term debt, the FSA Guarantee Loan Program can provide the financial resources to meet your goals.
Benefits of the FSA Guarantee Loan:
- Competitive interest rates
- Fixed or variable interest rate products to choose from
- No prepayment penalties
- Annual payments
- Amortization up to 30 years
Farmer Mac I
The Farmer Mac I Non-Guaranteed Program enables financing the purchase of farms and ranches, improvements, refinancing or consolidation of existing farm debt. Choose from a variety of long-term fixed or variable interest rate products to fit your operation.
Benefits of the Farmer Mac I Loan:
- Competitive interest rates
- Fixed or variable interest rate products to choose from
- No prepayment penalties
- Monthly or semi-annual payments
- Amortization to 30 years
Beginning Farmer & Rancher
A focus of the Farm Service Agency (FSA) is to assist farmers and ranchers who are in their first 10 years of operation by providing access to capital for farm ownership. Pacific Intermountain Mortgage will participate with FSA by providing financing to complete the purchase transaction. We are committed to helping new generations of farmers and ranchers enter the Agriculture industry.
Benefits of the Beginning Farmer & Rancher Loan:
- Lower Aggregate interest rate when paired with an FSA Beginning Farmer/Rancher Loan
- Amortizated 30 years
- No prepayment penalties
- Annual Payments
- Amortization to 30 years
- FSA portion of Loan may count towards down payment for total financing
Loan Application and Forms
Below are copies of the various forms you may need during the loan process or for completing or updating your financial information.
About Farmer Mac
Farmer Mac is a stockholder-owned company created to deliver capital and increase lender competition for the benefit of American agriculture and rural communities. For more than a quarter-century, Farmer Mac has been a vital partner helping America’s rural lenders meet the evolving needs of their customers, bringing the financial strength of the nation’s premier secondary market for agriculture right to their customers’ farms.
Lenders of all sizes use Farmer Mac’s broad portfolio of loan products to offer more financial choices to their rural customers, helping them keep pace with today’s capital-intensive agricultural industry.
How Farmer Mac works for you
Farmer Mac has a wide range of loan products and we help you select the rate and terms that best match your financial needs. We complete the Farmer Mac application and approval process, and then make you a loan that Farmer Mac purchases. We can answer any future questions you may have about the loan we have placed with Farmer Mac.
This partnership with Farmer Mac allows us to bring the financial strength of the nation’s premier secondary market for agriculture right to your farm. Ask us about bringing the certainty of a Farmer Mac long-term fixed rate mortgage to your balance sheet. It is a smart choice for today’s agriculture.