A Few Words About Us

Pacific Intermountain Mortgage Company is located in Baker City in beautiful Northeastern Oregon. We specialize in long-term loans, secured by mortgages or deeds of trust to finance the purchase of farms and ranches, completing improvements, refinancing or consolidating existing farm debt.

We have proudly served borrowers our borrowers since 1996.

Pacific Intermountain Mortgage Company utilizes agriculture loan products such as Farmer Mac I Loans, Farmer Mac II Guarantee Loans and Beginning Farmer Participation Loans.

The staff at Pacific Intermountain Mortgage Company looks forward to assisting you through the loan process. Our goal is to provide you with excellent customer service and to help you meet your financial needs.

Mission Statement

The mission of PIMC is to provide long term mortgage credit to all credit worthy, full-time and part-time farmers and ranchers in a manner that:

  • Contributes to the success of our borrowers, our funding sources and our company.
  • Our business activities and conduct evolves from a commitment to uncompromising integrity.
  • Creates a work environment that embraces the work quality of the individual, promotes teamwork, and enhances each employee and contract employee in their endeavor of personal challenge and attainment of professional growth.
Farmer and grandson leaning out of tractor

Meet Our Staff


Lisa Howarth

Loan Officer

Lisa worked at Quinco Credit Union for 6 years, first as a Member Service Representative, then as Operations Officer. She has worked with PIMC since December 2003 as a loan officer.

Phone: (541) 663-1981


Cassi Johnson

Loan Officer

Along with being raised on a ranch and currently ranching on their family operation, Cassi worked for 5 years as an accountant before expanding out and doing other bookkeeping, financial, and QuickBooks consulting work. She has over 10 years of financial experience before coming to work for PIMC in 2015.

Phone: (541) 815-9054


Margie Legg

Loan Officer

Margie has been with PIMC since March of 2000.  Before that she was a Farm Loan Officer for FSA for 15 years.  Having been raised on a small farm where they raised crops, milked cows and had a cow/calf operation she never strayed far from her roots.  Margie still has horses and cows and loves improving the land and watching the calves grow.

Phone: (208) 484-2740

tessa head shot

Tessa Hyland

Office Administrator

Tess joined the PIMC in 2021.  Before coming to PIMC Tessa worked for 4 years at US Bank and dealt with all things finance and consumer lending. She is excited to learn more about Ag lending and to be a part of the PIMC team.

Phone: (541) 523-4079

Mike Ogan

Loan Officer

Mike has over 20 years of banking experience and has been with PIMC since 2009.

Phone: (541) 523-4079

Our Associates